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VA Loan

US Army Soldier in Universal Camouflage Uniform

What is it?

A VA loan is a mortgage offered through the U.S. Department of Veterans Affairs.


VA loans are available to all active and veteran service personnel and their surviving spouses.

The benefits of the VA home loan are:
  • No downpayment required, the loan allows for 100% loan to value financing

  • Competitively low interest rates

  • Limited closing costs

  • No need for Private Mortgage Insurance (PMI)

  • The VA home loan is a lifetime benefit: you can use the guaranty multiple times

Other services offered:
  • Purchase Loans Help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. 

  • Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements

  • Foreclosure Avoidance Assistance: VA provides financial counseling to help Veterans avoid foreclosure during periods of financial difficulty.

Villa Pool

Call me today to see what you can afford and get pre-qualified for the mortgage that is right for you

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