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Non Warrantable Condo Loan
We work with the top lenders who will do financing for Florida non warrantable condos.
Here are some of the factors that generally make a condo non-warrantable:
Over 50% of the units are not owner-occupied.
The complex allows short-term rentals.
The project is not yet completed.
A single person owns more than 10% of the total units.
The complex / HOA is under current litigation.
The Association does not have adequate reserves
Loans are available for primary residents and investment properties.
Generally theses loans may require a higher down payment and/or a higher interest rate.
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