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Foreign National Loan


What is it?

A Foreign National loan is a special type of loan that helps non-citizens to buy an investment property in the United States.  

Here at Your Florida Mortgage Lady, we work with many people abroad that want to buy or refinance their property that is located in the United States. Our focus is to make sure that any borrower who comes through our door has an option to finance.

The Foreign National Loan program is designed for clients who have a primary residence outside of the United States but travel legally to the United States for work or pleasure.

Foreign National program is a flexible alternative documentation program with realistic guidelines to help more borrowers qualify.

The Foreign National mortgage guidelines and requirements are different. A foreign national must live and work outside the U.S. and cannot reside in the U.S. A few additional requirements for the foreign national mortgage loan is that the maximum LTV IS 70%, 12 months reserves are required, 30-year fixed mortgage only, loan amounts up to $1,500,000. ACH is required from a FDIC Bank for monthly mortgage payment.
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